Build Custom Fintech Software &
AI Financial Solutions
Kraftors AI&R is a leading Fintech Software Development Company helping retail banks, investment firms, payment gateways, and WealthTech startups build digital banking platforms, payment systems, AI fraud detection, and automated trading platforms.
STRATEGIC ALIGNMENT
Recognized for engineering excellence.
Forbes India Award
Honored at the Forbes India Small Business Summit 2024 for exceptional technological enablement and digital engineering solutions.
LiveMint 40 Under 40
Visionary leadership and privacy-first artificial intelligence innovation recognized in India's 40 Under 40 list for CEO Gaurav Jaiswal.
NVIDIA Inception Partner
Member of the elite deep-tech program, collaborating on state-of-the-art AI, generative modeling, and computer vision systems.
Microsoft for Startups
Backed by the Microsoft Founders Hub, driving enterprise scalability with advanced Azure cloud and AI infrastructure support.
Clutch Global Recognition
Double-validated as a top-ranked technology pioneer in India for both Top A-Frame Development and Top Immersive Language Experiences.
ISO 27001:2022 Certified
Globally accredited Information Security Management System (ISMS) compliance, validating our enterprise-grade data security.
Core Infrastructure
Relevant Capabilities
The fundamental engineering primitives we use to architect secure, scalable solutions in this sector.
Transforming Financial Services with AI & Modern Tech
The financial technology landscape is evolving at breakneck speed. Financial institutions, payment processors, and fintech startups require ultra-secure, low-latency, and highly scalable software solutions to remain competitive.
Kraftors AI&R engineer high-performance fintech solutions with zero compromise on security or regulatory compliance. From custom payment engines and automated underwriting pipelines to AI fraud detection and open banking APIs, we empower financial organizations to build the future of money.
Our Fintech Software Development Services
Comprehensive engineering for banks, payment platforms, WealthTech startups, and capital market enterprises.
Custom Fintech Software
Enterprise financial portals and platforms built for high security and performance.
- ✓ Digital Banking Platforms
- ✓ Neobanking Solutions
- ✓ Loan Origination & Underwriting
- ✓ Wealth Management Portals
- ✓ Investment Dashboards
Payment Gateway & E-Wallet
Ultra-fast, compliant payment infrastructure for global e-commerce and money transfers.
- ✓ Custom Payment Gateways
- ✓ Digital Wallet Mobile Apps
- ✓ Cross-Border Remittance
- ✓ Multi-Currency Processing
- ✓ POS Hardware & System Integration
AI Fintech & ML Solutions
Harness AI to stop financial fraud in real-time and automate credit underwriting.
- ✓ AI Fraud Detection Systems
- ✓ Algorithmic Risk Assessment
- ✓ Predictive Financial Analytics
- ✓ AI Automated Credit Scoring
- ✓ Intelligent Financial Chatbots
RegTech & Compliance
Automate identity verification, AML tracking, and audit reporting.
- ✓ Automated KYC/AML Verification
- ✓ Anti-Money Laundering Tracking
- ✓ Transaction Monitoring Engine
- ✓ Regulatory Compliance Engine
- ✓ Immutable Audit Log Solutions
Blockchain & Smart Contracts
Decentralized finance protocols, tokenization engines, and smart contracts.
- ✓ DeFi Platform Development
- ✓ Decentralized Exchanges (DEX)
- ✓ Smart Contract Auditing
- ✓ Asset Tokenization Engines
- ✓ Cross-Chain Payment Rails
Fintech Mobile App Development
Sleek, intuitive native iOS and Android mobile apps for banking and trading.
- ✓ iOS & Android Banking Apps
- ✓ Personal Finance & Budgeting Apps
- ✓ Crypto Wallet Applications
- ✓ Trading Mobile Platforms
- ✓ Micro-Investing Apps
Algorithmic Trading & Investing
High-frequency trading bots, automated portfolio rebalancing, and risk engines.
- ✓ Automated Trading Bots
- ✓ Real-Time Market Feed Integration
- ✓ Automated Portfolio Rebalancing
- ✓ High-Frequency Trading (HFT)
- ✓ Real-time Risk Dashboards
Core & Open Banking APIs
Connect legacy banking systems to modern PSD2 open banking API standards.
- ✓ Core Banking Modernization
- ✓ Open Banking (PSD2) APIs
- ✓ Multi-Bank Account Aggregation
- ✓ Financial Data Pipelines
- ✓ Custom Banking Middleware
AI Solutions for Financial Services
Artificial Intelligence is transforming banking security, risk assessment speed, and customer intelligence.
Why Choose Kraftors AI&R?
Our engineering team has extensive experience building custom banking engines, payment gateways, and trading platforms.
We build all platforms in strict adherence to PCI-DSS, ISO 27001, SOC 2, and GDPR requirements.
We integrate localized Machine Learning to deliver real-time fraud detection, automated credit scoring, and sub-100ms risk analytics.
API dependency is a banking risk.
Outsourcing proprietary risk models or balance sheets to public APIs violates data laws and compromises corporate IP.
| Performance Dimension | Public Model APIs (Cloud) | Kraftors Sovereign AI (VPC) |
|---|---|---|
| Data Egress Boundary | Public cloud / Vendor API servers | ✓ Zero-Egress VPC Isolation |
| Inference Latency | Variable (500ms - 3500ms) | ✓ Sub-100ms Local vLLM Node |
| Model Weights Ownership | Vendor rental (Dynamic changes) | ✓ Custom Fine-Tuned (Client Owned) |
| Pricing Scaling Structure | Pay-per-token (Unbounded OPEX) | ✓ Flat-rate Server Compute (Infinite Queries) |
| Regulatory Audit Compliance | Fails SEC/GDPR sovereign standard | ✓ 100% Compliant On-Premises DB Logs |
Technologies We Use
Ready to build your next fintech platform?
Book a technical consultation to explore custom architectures for your organization.
Proven Impact
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INSTITUTIONAL TRUST // GLOBAL FOOTPRINT
Delivering complex software
for ambitious organizations.
A decade of institutional engineering. Since 2016, Kraftors has been the silent engine behind mission-critical systems. We don't build vaporware; we build for the next 10 years.
Sovereign validation
from industry leaders.
E-Commerce Platform Migration
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Imtiaz Sayed
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Shadi Abu Hayyah
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Ed-Tech Platform Success
Designed a user-friendly website allowing students to easily log in and register for various courses and workshops.
Tushar Chetwani
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Partnered to build engaging applications for readers during Covid, including large-scale platforms like the All India Memory Test.
Alok Sanwal
COO, Dainik Jagran - inext
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Prasad Kale
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Strategic Tech Partnership
A strong collaborative partnership executing multiple complex projects, from e-commerce platform builds to full-scale migrations.
Shubhra Shrivastava
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Frequently Asked Questions
What is a fintech software development company?
A fintech software development company specializes in building digital financial solutions including core banking platforms, payment gateways, mobile wallet apps, AI fraud detection, RegTech KYC tools, and algorithmic trading systems.
How do you ensure financial data security and PCI-DSS compliance?
We implement bank-grade encryption (AES-256, TLS 1.3), OAuth2 authentication, multi-factor authentication, end-to-end tokenization, and strict compliance with PCI-DSS, ISO 27001, SOC 2, and GDPR standards.
Can you integrate custom payment gateways or banking APIs?
Yes. We seamlessly integrate payment APIs such as Stripe, Plaid, PayPal, Adyen, and custom core banking PSD2 Open Banking APIs for instant payment processing and account aggregation.
Do you build AI-powered financial and risk management tools?
Yes. We build AI-driven fraud detection engines, real-time credit scoring models, algorithmic risk evaluation tools, and automated portfolio rebalancing systems.
Which financial institutions and companies do you serve?
We serve retail banks, credit unions, payment processors, WealthTech & InsurTech startups, hedge funds, brokerage firms, and financial software vendors.